Employee Group Benefits

Benefits Your Whole Team Can Count On

Comprehensive group health, dental, vision, and supplemental plans for Arizona businesses of every size. Rusty compares every Arizona-licensed group carrier so you offer the best package without the guesswork.

Why It Matters

Group Benefits That Work for Your Business and Your Team

Offering a strong benefits package is one of the most effective tools for attracting and keeping good employees. But navigating the Arizona group insurance market — carrier networks, contribution strategies, compliance requirements — takes time most business owners don't have.

Rusty does the heavy lifting: pulling census-based quotes across all available carriers, walking you through the trade-offs side by side, and staying on as your dedicated point of contact through every open enrollment and every new hire.

  • Group medical quotes across every Arizona-licensed carrier
  • Dental, vision, and supplemental benefit packages
  • Census-based pricing — see real numbers before you commit
  • Open enrollment managed start to finish
  • New-hire onboarding support included
  • Year-round point of contact for HR and employees
  • No fee — agents are compensated by carriers, not by you
Coverage Options

Everything a Modern Benefits Package Needs

Rusty can bundle any combination of the following into a single, easy-to-manage group package.

Group Medical

Major-medical group health plans from Arizona's top carriers. HMO, PPO, and HDHP options with HSA compatibility.

Group health insurance

Dental & Vision

Group dental and vision plans that employees actually value — often the first benefits they ask about at hiring time.

Group dental & vision

Critical Illness & Accident

Voluntary supplemental coverage that pays cash directly to employees — affordable add-ons that cost the employer nothing.

Telemedicine

24/7 virtual care access as a group add-on — reduces ER visits and keeps your team productive without expensive premiums.

Group Life & Disability

Basic group life and short-term disability options that give employees peace of mind and show you care about more than the paycheck.

Enrollment Support

Annual open enrollment handled end-to-end. New hires walked through options on day one. Your HR team gets a single point of contact, not a carrier call-center queue.

Employee benefits packages
The Process

How We Build Your Group Plan

1

Census & Needs Review

Rusty collects your employee census and budget goals. No forms to figure out — he guides you through it in 20 minutes.

2

Carrier Comparison

He shops every Arizona-licensed group carrier and presents a side-by-side comparison of cost, network, and benefits — no jargon.

3

Enroll & Ongoing Support

Rusty runs open enrollment for your team and stays on year-round to handle renewals, new hires, and any questions that come up.

Common Questions

Good to Know

Most Arizona group health carriers require a minimum of 2 enrolled employees. Rusty will review your census and confirm eligibility before you invest any time in the process.

Yes. Rusty manages the annual open-enrollment process, walks new hires through their options, and serves as the year-round point of contact for the group so your HR team isn't stuck on hold with the carrier.

A complete employee group package can include group medical, dental, vision, life, accident, critical illness, short-term disability, and telemedicine. Rusty pulls quotes for each line and shows you which combinations give the best value for your budget.

No. Rusty is an independent agent compensated by the insurance carriers, not by you. There is never a fee or obligation for a group quote, plan comparison, or enrollment support.

Free Group Quote

Get a Free Employee Group Benefits Comparison

No obligation. Rusty will review your census, compare every available group carrier, and help you choose the right plan — all at no cost to you.

  • Free, no-obligation group quote
  • Side-by-side carrier comparison
  • Open enrollment handled for your team

Or call directly: 602-291-5169

Request a Group Quote

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