Group Health Insurance
Medical coverage for your team, priced off your real census and compared across every Arizona group carrier Rusty can offer it from.
One Census. Every Carrier. A Straight Comparison.
Group health is the single biggest line item in most small-business benefit budgets, and it is the one most owners have never had properly shopped. Rusty takes your census once, runs it across the Arizona group market, and comes back with a like-for-like comparison instead of a stack of brochures.
You see what each plan costs the business, what it costs the employee, and what it actually pays for. Then you pick, and Rusty handles the enrollment paperwork and stays on as the point of contact all year.
- Census-based group medical quotes across the Arizona market
- Employer cost and employee cost broken out side by side
- Open enrollment, new hires, and life events handled for you
- A named person to call when a claim or ID card goes sideways
What a Group Plan Involves
What You Get
- Group medical coverage your team can actually use
- Plan design options: contribution levels, tiers, and networks
- Dental, vision, and supplemental layered on where it makes sense
- Renewal review every year, not a silent auto-renewal
What to Watch For
- Participation minimums: most carriers need a share of eligible staff enrolled
- Contractors are not group-eligible and need individual coverage instead
- Networks differ sharply by carrier, so check your team's doctors first
- Renewal increases are negotiable more often than employers assume
Common Questions
Small-group plans in Arizona typically start at 2 enrolled employees. Rusty will confirm whether your business qualifies before doing any paperwork.
That depends on your census, the plan you choose, and how much of the premium you contribute. Rusty shows the employer and employee split on every quote so there are no surprises.
No. 1099 contractors are not group-eligible, but Rusty can set them up with individual ACA coverage in parallel so nobody on the team is left uninsured.
Rusty re-shops the market before your renewal date rather than letting the plan roll over. If a better fit exists, you see it; if the incumbent is still right, you keep it.
Related Services
Employee Benefits
The full benefits package around your medical plan: dental, vision, supplemental, and enrollment support.
Group Dental & Vision
The two benefits employees notice most, and the easiest way to make a package feel generous without a large spend.
Self-Employed Coverage
For owners and 1099 contractors who are not group-eligible but still need real coverage.
Get Your Group Health Comparison
Send Rusty your census and he will come back with a side-by-side comparison of what the Arizona group market will actually do for your team.
- Free, no-obligation conversation
- In person, virtual, or over the phone
- Independent advice across 8 carriers and 75 plans
Or call directly: 602-291-5169