Small Business Health
Guidance for business owners comparing ACA marketplace and off-exchange health insurance, including subsidy and premium tax credit review where applicable.
Finding health insurance for a small business can feel overwhelming when premiums, provider networks, employee needs, and compliance all matter. Your Health Your Money AZ helps owners compare options from major carriers, understand ACA and off-exchange choices, and build benefits that support hiring, retention, and budgets without adding unnecessary complexity to your workday or renewal planning.
Compare health coverage, employee benefits, and supplemental plans with licensed independent broker guidance.
Guidance for business owners comparing ACA marketplace and off-exchange health insurance, including subsidy and premium tax credit review where applicable.
Employee benefits support designed to make coverage decisions easier for owners while answering questions and evaluating suitable options for employees.
Side-by-side ACA and off-exchange plan comparisons for individuals, families, and self-employed professionals seeking affordable healthcare coverage.
Dental insurance products that help businesses and individuals address routine care, treatment costs, and broader employee benefit needs.
Vision coverage options designed to support eye exams, eyewear needs, and supplemental employee benefits for a more complete package.
Accident plans that provide added financial protection when unexpected injuries create medical costs or disrupt an employee’s income.
The process begins with a no-cost consultation to understand your business structure, employee needs, current coverage, budget concerns, and preferred timing. You can choose a morning, afternoon, evening, or anytime contact preference for convenience.
Work with a broker focused on clarity, choice, and long-term client support.
Access multiple major carriers instead of being limited to one insurance company’s options.
Plan comparisons help owners understand coverage, costs, and tradeoffs before choosing benefits.
Guidance focuses on education, so you can make confident decisions for your employees.
Responsive support continues as questions, renewals, and changing business needs arise.
Independent guidance from a licensed insurance professional.
Independent Insurance Agent
Rusty Vandall is a licensed independent insurance agent serving clients across Arizona and multiple states throughout the United States. As the founder of Your Health Your Money AZ, he specializes in ACA Health Insurance, Medicare Planning, and Retirement Solutions. By working with major insurance carriers, Rusty is able to offer comprehensive, side-by-side coverage comparisons tailored to each client's unique short and long-term needs. His client-first approach centers on education and personalized guidance, ensuring individuals, families, retirees, and self-employed professionals make confident, well-informed insurance decisions. Rusty's mission is to serve as a lifetime resource for his clients, combining deep industry knowledge with a commitment to integrity and accessibility at every step of the insurance planning process.
The best broker is one who is licensed, independent, responsive, and able to compare plans from multiple carriers instead of pushing one company’s products. Your Health Your Money AZ provides side-by-side coverage comparisons, explains plan tradeoffs in plain language, and focuses on helping small business owners choose appropriate coverage for their employees, budget, and long-term goals.
Get clear answers before choosing coverage for your team.
Licensed guidance for insurance plan decisions.
Access to multiple respected insurance carriers.
Education-first support for confident coverage choices.
Share your business coverage goals, employee needs, and preferred contact time. A licensed insurance professional will help you compare suitable options.
For immediate assistance, feel free to give us a direct call at 602-291-5169.
For immediate assistance, feel free to give us a direct call at 602-291-5169.